The Founder

Alid

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Women; No. 5;
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Baiduri Bank (Brunei), actually did change their Student’s Computer loan eligibility from 21 years old to 18 Years old to 54 years old.

Posted on July 15, 2008 at 6:13 pm by Alid

I’m really happy for being part of Baiduri Bank, although I’m still in my pre-life with Baiduri Bank for managing my personal money matters, as to use it for my dominant bank account to received my University allowance monthly there. In the future, insyaallah I’ll secure myself, to settle my working salary will undoubtedly go into my current personal account at Baiduri Bank.

Today I realized one great changes, a policy changes on Baiduri Bank student eligibility to conquest a student’s computer loan. Early last year, It was very upset, well rather disappointing on the issue as a result that I went to Kiarong Loan department, to get some information on how to get the student loan with and ending failure on eligibility. The policy was simple, student loan eligibility was to be at least 21 years old to be lend the loan. Unfortunately that time I was just 19 years old.

With head over disappointment and sadness, I went home and compose a very long email with all the sentiment inside me on, Thursday 8th march 2007, with a title ‘Computer Loan’. And some detail is my wish if the policy would can be change instead of 21 years old change it to be 18. Below is the copy of the email I sent to Baiduri bank:

Read on to click it.

4 days later, the Sale and Marketing Unit, M binti Hj. D have kindly replied my email. I wish to post it here, but I have no power to post it, as it did warn me that the email from her is prohibited to be post or duplicated anywhere. But to give a general view on what she replied, she did understand what I’ve gone trough and she on behalf of Baiduri do aware on the fact that at my age (19 that time :P) we are probably do fulfill the responsibility to repay back the loan to them. Having said that, they are still bound with the Brunei Law that does not allow them to give loan to minor 21 of age. They did offer me some suggestions but never mind..

Amazingly, 9 days later after M binti Hj. D have sent me the replied letter, Pg. Hj. M bin Pg. Hj. O from the Product manager have write me a followup email from M binti Hj. D. It state the same thing about the Brunei Law and their (Baiduri Bank) suggestion. And at that time, with all their replied emails, I did ever wish how one person words would made a different by which I had sent the email statement to them. I did ever regret signing up for Baiduri Bank, but then those feeling have sway over time of the amazing future I encounter with Baiduri Bank ahead of it.

That was all in the past; early last year.

I don’t know how and why I manage to check on Baiduri Bank website on their personal computer loan early today, but I witness the eligibility of taking student computer loan is now 18!!! years old not 21!! How I wish it had changed early last year, if it did, I may spare some time to get a new desktop computer by now.

Yeah, I wanted to get a desktop computer loan, because of my enviousness finding out my cousin use her allowance to get her new computer using her monthly allowance.

This great changes, answered all my wish letter from last year, to make the eligibility to be at least 18, years old, not just for me but for all the Bruneian students who is minor than 21 years old and had enrolled to Baiduri Bank for their allowance.

Seriously, how can anyone not fallen in love with Baiduri Bank? If i were you, those who currently granted to be a student at University of Brunei Darussalam or ITB in the future, I hope you have chosen the best bank for your allowance. :)

Personally, again, and last but not least, I love Baiduri Bank for its; flexibility, convenience, friendly trust worthy, the green colour theme (haha), e banking system towards high technology skills flexibility and convenience and opportunity in this globalization era, local bank with international feel. as their official mojo set back in 2004, “it’s a big world”. And i love when they say “after all we are Bruneians too”.

Talking about Baiduri Bank, I forget about my HSBC account, for that, i use it for my untouch $aving and for paying my bills (espeed) online, their online payment is really cool! I may want to reconsider to apply a HSBC credit Card in the future. ;)

La La La La I love banks..

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